Buying property without investigating title is the fastest way to lose money. Use this checklist before you pay.
Property disputes are among the most common — and the most avoidable — sources of litigation. A disciplined due-diligence exercise before payment can save years of trouble.
Verify the root of title
Trace the seller's title back through the chain of documents. Ask who first held the land and how it passed to the present seller.
Conduct the searches
Carry out a search at the relevant land registry to identify registered interests, encumbrances and any recorded disputes.
Confirm the survey
Have a licensed surveyor verify the plan against the ground. Check for overlaps, government acquisition and setback issues.
Understand consent requirements
Under the Land Use Act, many transactions in land held under a statutory right of occupancy require the Governor's consent to be valid. Ask early whether consent is needed and who will obtain it.
Inspect the property and the people
Visit in person, speak to neighbours, and confirm who is in possession. Ensure you are dealing with the true owner or a properly authorised agent.
This article is general information and not legal advice.
This article is general information, not legal advice. Laws change and every situation is different — speak to a lawyer about yours.